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OSFI Model Risk-aligned
Every AI deployment ships with a model risk file that satisfies OSFI E-23 expectations: development, validation, monitoring, and governance — separated, evidenced, and re-runnable.
Banking · Regulated AI
AI Consulting for Banks in Canada
Canadian banks have OSFI's Model Risk Management expectations, OSC supervisory guidance, and an internal audit function that does not accept vendor demos. CFRI ships AI into Schedule I and Schedule II bank environments with the model risk documentation, audit evidence, and integration patterns that survive the second-line review.
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Use cases we ship
Compliance and AML triage, customer service automation with citation discipline, internal-knowledge RAG for relationship managers, and operational copilots for back-office workflows.
03
Sovereign data, Canadian-resident inference
We deploy on Canadian-resident infrastructure where the data classification requires it, with the encryption and key-management posture that Canadian banks expect.
What we deliver
- →OSFI E-23-aligned model risk file
- →Production AI workflow (RAG, agent, or both)
- →Audit-grade evaluation evidence
- →Canadian-resident deployment architecture
- →Second-line-of-defence-ready documentation
Frequently asked
Have you shipped inside a Canadian bank?
Yes — across Schedule I and Schedule II environments. References under NDA on request.
How do you handle model risk?
Every deployment produces an OSFI E-23-aligned model risk file with separated development, validation, monitoring, and governance evidence.
Do you cover Open Banking / Consumer-Driven Banking?
Yes — particularly for AI-driven categorization, fraud signals, and personal-finance copilots.
What about OSC-regulated wealth and asset management arms?
Covered. We bring the same model risk discipline to OSC-supervised entities.
Can you pair AI work with our PQC migration?
Yes — see /post-quantum-cryptography-canada. We sequence them together for banks.
How to engage?
Email info@cfri.io with the line of business and the target use case.
Next Step
DEPLOYING AI INSIDE A CANADIAN BANK?
Thirty minutes with operators who have already shipped what you're trying to figure out. CAD-billed. SR&ED-aware.